Is it necessary for all claims to progress to a hearing level?

The assertion that many claims are resolved at lower stages is accurate. In many systems, claims can be settled or decided during preliminary levels, such as administrative reviews or informal consultations, which are designed to streamline the process and provide quicker resolutions without the need for a formal hearing. This allows for cases to be processed efficiently and reduces the burden on the judicial system by addressing straightforward claims outside of a hearing setting. Factors such as policy guidelines, the nature of the claim, and the strength of the evidence can influence whether a case needs to progress to a higher level, making it feasible for many to be resolved without a hearing altogether. This process not only makes the system more efficient but also provides quicker results for claimants.