What is "substantial gainful activity" (SGA)?

"Substantial gainful activity" (SGA) refers specifically to levels of work that impact a person's eligibility for Social Security disability benefits. The Social Security Administration (SSA) uses SGA to determine whether a person is disabled and entitled to benefits. When individuals engage in work that exceeds a certain income threshold, they may be deemed capable of performing substantial gainful activity, which can disqualify them from receiving disability benefits.

This concept is essential in the administration of disability programs, as it outlines the balance between income and disability status. The threshold for what constitutes SGA may vary based on the type of benefits being pursued and any adjustments made by the SSA over time. Understanding SGA is crucial for applicants and beneficiaries navigating the complexities of Social Security disability. Other options do not capture the specific legal and financial nuances associated with Social Security's definition of SGA, focusing instead on unrelated aspects of employment or financial criteria.